NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS
|Facts||WHAT DOES REGAL BANK & TRUST DO WITH YOUR PERSONAL INFORMATION?|
|Why?||Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.|
|What?||The types of personal information we collect and share depend on the product or service you have with us. This information can include:
When you are no longer our customer, we continue to share your information as described in this notice.
|How?||All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Regal Bank & Trust chooses to share; and whether you can limit this sharing.|
|Reasons we can share your personal information.||Does Regal Bank & Trust share?||Can you limit this sharing?|
|For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.||Yes||No|
|For our marketing purposes - to offer our products and services to you.||No||We don’t share|
|For joint marketing with other financial companies||Yes||Yes|
|For our affiliates’ everyday business purposes - information about your transactions and experiences.||No||We don’t share|
|For our affiliates’ everyday business purposes - information about your creditworthiness.||No||We don’t share|
|For non-affiliates to market to you||Yes||Yes|
|Cut the below dotted line and mail in your form.|
|Mail-in FormIf you have a joint account, your choice will apply to everyone on your account.
* Do not share my personal information with other financial companies to market to me.*
City, State, Zip: _________________________________________________________
Mail to: Regal Bank & Trust, 11436 Cronhill Drive, Unit 1, Owings Mills, MD 2117
|Who we are
|Who is providing this notice?||Regal Bank & Trust|
|What we do
|How does Regal Bank & Trust protect my personal information?||To protect information your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.|
|How does Regal Bank & Trust collect my personal information?||We collect your personal information, for example, when you
We also collect your personal information from others, such as credit bureaus.
|Why can’t I limit all sharing?||Federal law gives you the right to limit only
State laws and individual companies may give you additional rights to limit sharing.
|Affiliates||Companies related by common ownership or control. They can be financial and nonfinancial companies.Regal Bank & Trust does not share information with affiliates|
|Nonaffiliates||Companies not related by common ownership or control. They can be financial and nonfinancial companies.Nonaffiliates we share with can include: Investment Companies|
|Joint marketing||A formal agreement between nonaffiliated financial companies that together market financial products or services to you.Our joint marketing partners include:
On our website, we do not collect any personal information from you unless you tell us by completion of an application for services.
As a general policy, we do not automatically collect personal information from our website visitors. We do collect and store information on the domain used to access our website, the Internet address of the website from which a visitor links to our website, and the date and time of the visit to our website. This information is used only to measure the number of visitors to our website and the route a visitor travels while within our website to better serve visitors in improved design and site navigation.
We may use personal information you transmit to us to respond to inquiries for service or information, or to improve the service we provide. Since e-mail communication may not be secure against interception by unauthorized individuals, you may want to seek alternatives to e-mail when it is necessary to provide sensitive or personal information. We will not transmit sensitive or personal information that can compromise or violate your privacy when communicating via e-mail.