Business Loans

We Offer A Wide Range of Accounts To Meet Your Needs

When it comes to a business loan for buying a building, new equipment, or even a line of credit, we’re ready to lend you money. With our flexible lines of credit and competitive term loans, we can provide you with the resources you need to help you make the most of every opportunity.

BusinessLoans1Business Line of Credit
You may need funds to account for seasonal fluctuations or to take advantage of vendor discounts.  Regal’s short-term working capital line of credit is reviewed and renewed annually but is flexible and can be tailored to meet your individual needs.
BusinessLoans2Commercial Term Loans
Finance the purchase of real estate and equipment, or use permanent working capital to help your business grow.  We want to work with you and be a part of your success.

BusinessLoans7USDA Loans
USDA guaranteed loans are also offered to borrowers in approved geographic areas.  The USDA program is for loans that improve, develop or finance business, industry, and employment and improve the economic and environmental climate in rural communities.
BusinessLoans4Construction Loans
Regal Bank & Trust offers construction and permanent financing for a broad range of products including owner-occupied buildings, small shopping centers and new home construction.  Our management team can be a great resource to structure and simplify these types of loans.

BusinessLoans5Small Equipment Leasing
Regal can assist you in financing small ticket items for your business through our relationships with several local leasing companies.
BusinessLoans1SBA Loans

Regal Bank & Trust is an active participant in the SBA 7(a) and 504 loan programs.  The SBA 504 program assists small businesses with the acquisition or renovation of capital assets including buildings and equipment.  Higher loan-to-value ratios are an advantage of the SBA 504 program.  The SBA 7(a) program is available for a variety of general business purpose.

Commercial Loans