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Privacy NoticeNOTICE OF YOUR FINANCIAL PRIVACY RIGHTS We, our, and us, when used in this notice, mean Regal Bank & Trust. This is the privacy notice for our customers. When using the words you and your, we mean the following types of customers:
Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records. In this disclosure, we will use the term “information” to mean nonpublic personal information as defined in this section. An affiliate is a company we own or control, a company that owns or controls us, or a company that is owned or controlled by a company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control. A non-affiliated third party is a person we do not employ or a company that is not an affiliate of ours. This is also known as an “other party”. Opt out means a choice you can make to prevent certain sharing of information. We will explain how you can exercise this choice.
We collect information about you from the following sources:
Website Privacy On our Website, we do not collect any personal information from you unless you tell us by completion of an application for services. As a general policy, we do not automatically collect personal information from our Website visitors. We do collect and store information on the domain used to access our Website, the Internet address of the Website from which a visitor links to our Website, and the date and time of the visit to our Website. This information is used only to measure the number of visitors to our Website and the route a visitor travels while within our Website to better serve visitors in improved design and site navigation. Regal Bank & Trust’s website pages may contain links or references to other websites. Please be aware that we do not control the content of other websites. Regal Bank & Trust is not responsible for the availability, content, views or privacy policies of these websites. We encourage you to read the privacy policy of every website you visit. E-mail Communication We may use personal information you transmit to us to respond to inquiries for service or information, or to improve the service we provide. Since e-mail communication may not be secure against interception by unauthorized individuals, you may want to seek alternatives to e-mail when it is necessary to provide sensitive or personal information. We will not transmit sensitive or personal information that can compromise or violate your privacy when communicating via e-mail
We restrict access to information about you to employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards to protect this information. Regal Bank & Trust reserves the right to amend this disclosure at any time.
We will not disclose information about you to anyone except as described in this disclosure or as permitted by law.
We do not disclose information about former customers except as permitted by law.
We may disclose experience information about you to our affiliates. Here are the kinds of information we may disclose to our affiliates.
We may share all the information we collect from you with companies that perform services and functions on our behalf (including marketing services). We may share some of this information with companies performing joint marketing services such as:
We may disclose all the information we collect from you with the following types of other non-affiliated third parties:
In this notice we have explained this policy about the disclosure of certain information. Other non-affiliated third parties: We have explained the kinds of information we may disclose to non-affiliated third parties. We have also explained the kinds of non-affiliated third parties with whom we may disclose this information. If you prefer that we do not disclose information to these parties, you may opt out of these disclosures. That is, you may direct us not to make these disclosures (other than the disclosures permitted by law). Your decision to block the disclosure of your information will apply to information collected from all products and services you receive from us. If you have obtained one or more products or services jointly, each owner or purchaser has a separate right to opt out. If one of you chooses to opt out of the disclosure of information and another does not, only information regarding the party who does not opt out will be disclosed. Any participant on the account can opt out on behalf of any other participant of the account. If you feel any of the information we have recorded or reported about you is incorrect, please notify us immediately at the following address: Regal Bank & Trust, P O Box 426, 11436 Cronhill Drive, Ste. 1, Owings Mills, MD 21117. If you wish to opt out, please contact us for an opt out notice:
Regal Bank & Trust - Attn: Privacy Officer If you have any questions, please call us at 443-334-4700. We reserve the right to change this privacy notice and will give any required notification about any change to our customers.
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