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We made the following assumptions in generating our rates.

Auto Loans:
Loan Amount: $30,000
Term: 48 months
Available terms: 36 to 72 months
State effective: Maryland
The following additional disclosures apply:
Credit subject to approval. A loan fee may be required. Assumes auto is new or less than one year old. Interest rates assume excellent borrower credit history. Rates and terms are subject to change at bank's discretion without notice.

Example: A 4-year fixed-rate loan for a $30,000 new car, with 10% down, requires a $27,000 loan. Based on a simple interest rate of 7.25%,this loan would have 48 monthly payments of $649.68 each and an annual percentage rate (APR) of 7.26%. This example assumes automatic deduction of the loan payment from a Regal Bank & Trust checking or savings account. Increase the rate and APR by 0.25% if you choose not to use automatic payment.